Under Hawaii law, drivers must have insurance for their vehicles. This is to ensure that if a driver causes an accident, the victim will be compensated for the injuries and damage they cause. However, just like other driving laws, drivers in Hawaii also often break this law. This can leave innocent drivers in a difficult position if an uninsured driver causes an accident.
After a car accident, a victim can be left with significant injuries and the resulting medical bills and other damages. Often, uninsured drivers do not have enough money to pay for all of these damages by themselves.
However, the victim may still be able to recover compensation, which can pay for medical bills, lost wages and other damages. Instead of receiving compensation from the driver though the victim would receive it through his own insurance company through uninsured driver's insurance.
Unfortunately, collecting compensation from one's own insurance provider is often no easier than collecting it from another driver's insurance company. It can be crucial for the injured person to have help from a skilled personal injury attorney.
Many car accidents occur every year in Hawaii and many people suffer injuries as a result. If the injuries were caused by another driver's negligence, they may be able to receive compensation. This is true even if the driver who caused the accident does not have insurance. However, to receive the compensation the driver may have to sue their own insurance company through their uninsured motorist coverage. Experienced attorneys understand how important this compensation can be and may be a useful resource.