A car accident can cause turmoil on many different fronts. First, there is the possibility of injury. Dealing with emergency response teams, doctors, physical therapists and continued treatment can mean a few hours or months of treatment to heal after a crash. There is also the need to deal with the vehicle. It is likely that in the least, your car will need repairs. It is also possible that you will need to consider the vehicle totaled and get a replacement.
Dealing with each issue individual can be overwhelming but adding in the bills that come with these issues and the potential for lost income due to missed work can leave your head spinning. One thought that may cross your mind: who is responsible for these expenses?
Who should pay for the costs of the accident?
If you believe another driver was not operating their vehicle safely, it is likely that driver is responsible for the costs of the accident. This liability can be determined in many different ways. Four of the more common include:
- It is possible that the other driver admits to causing the accident at the scene of the crash. If this is the case, make a note of the conversation and share it with police.
- Police report. Police generally file a police report if called to respond to an accident. This report can include information about who was at fault.
- Insurance companies. Insurance companies will review the evidence and negotiate, deciding of fault.
- The courtroom. Those who are treated unfairly by any of the other options can take the matter to court. The case may resolve either through negotiations or, if needed, traditional litigation in front of a judge and jury.
Those who find themselves dealing with these issues are not alone. You can seek legal counsel to navigate these discussions on your behalf.